Malta is a great investment destination for buying real estate, offering unique advantages to both residents and foreigners. Situated in the heart of the Mediterranean, this small island nation boasts a robust economy, rich cultural heritage, and an incredibly favorable tax system. But that’s not all – there are other long-term incentives that have proven to be rewarding for those who have already invested in property here.

Let’s explore some reasons why you should consider buying a property in Malta.

1. Strong economy and stability

Malta’s economy remains resilient, thanks to its stable political climate and innovative leadership. This enduring strength has led to consistent economic growth, making it an appealing choice for long-term investors, especially in the real estate sector. The country’s low unemployment rate and well-regulated financial system further contribute to its position as a strong contender in the EU market, promising above-average returns for serious investors.

2. Location

Malta’s strategic geographic location at the crossroads of Africa, Europe, and the Middle East has transformed it into a bustling hub for both business and tourism. Its convenient accessibility from all over Europe, with an average flight time of just over two hours, has boosted the thriving tourism industry. With its pleasant and temperate climate, Malta has become a highly sought-after holiday destination, driving demand for various rental properties.

3. A full member of the EU

As a full-fledged member of the EU, Malta enjoys all the advantages that come with it. This membership opens doors to a vast market brimming with business opportunities, facilitating trade with the EU, North Africa, and the Middle East. Moreover, EU affiliation ensures a transparent legal system, strict property rights, and legal protection, offering investors the peace of mind they seek.


In addition to Maltese, English serves as the other official language in Malta. This linguistic advantage greatly facilitates communication for foreign residents and investors, as all contracts are conducted in English. With nearly 90% of Maltese being fluent in English and a highly skilled workforce in the country, investors find it easy to employ workers or establish businesses in Malta.

5.Tax Benefits:

Malta’s tax regime presents a highly attractive proposition for both local and foreign residents and investors. Notably, Malta imposes no inheritance tax and no Capital Gains Tax on property, making it an appealing destination for financial growth. Moreover, foreign investors have the potential to acquire residency and even citizenship through property investment, provided all criteria are met. For more details on the various residency options available, visit

An aerial shot of Spinola Bay in St Julians

6. High Rental Demand:

Malta experiences a soaring demand for rental properties, driven by its expanding international presence and flourishing economy. While tourism remains the primary rental sector, the country also attracts a significant number of remote workers and i-Gaming companies, all seeking rental opportunities for both residential and commercial properties. To explore available rental properties and options, click here –

7. Rich Culture and History:

Malta offers a superior quality of life, enriched by its abundant cultural heritage spanning thousands of years. The archipelago boasts a diverse array of historical sites and scenic marvels, renowned for its crystal-clear seas that allure divers and water sports enthusiasts from around the world. Embracing village feasts (known as festas locally), cultural events, international fairs, and an array of year-round happenings, Malta pulsates with a wide range of experiences to see and do.

8. Diverse Real Estate Investment Opportunities:

Malta’s charm lies in its idyllic settings and picturesque locations, featuring a captivating blend of historic villages and cosmopolitan towns. The real estate market here offers a diverse range of property types to suit various preferences and needs. From apartments, penthouses, villas, and bungalows to maisonettes, townhouses, terraced houses, farmhouses, houses of character, and even palazzos, there’s something for every investor.

The local government plays an active role in fostering investment in the property sector, implementing groundbreaking initiatives to promote home ownership, spur property developments, and revitalize urban areas. As a result, the market offers countless opportunities for capital appreciation, making it an enticing prospect for discerning investors.

9. Excellent Healthcare and Retirement Options:

Malta prides itself on providing an excellent standard of free healthcare for all its citizens and full-time employees. For expats contemplating retirement in Malta, the country offers highly affordable health insurance options from reputable insurance companies.

10.Business-Friendly Environment:

With an unwavering commitment to economic growth, Malta welcomes foreign investment with open arms. The government has taken innovative measures to attract businesses, including streamlined procedures for starting companies, favourable taxation policies, and other supportive regulations. Establishing a business in Malta is an expedited process, thanks to reduced fees, attractive incentives, and numerous stimulus packages. For more insights, visit MaltaEnterprise, the country’s economic development agency website, at


As one of Europe’s premier investment destinations, Malta offers a plethora of benefits to investors of all kinds. Whether you seek to own a holiday home, find a retirement haven, explore business opportunities, or simply rent short- or long-term, Malta caters to your needs. Many visitors who experienced the country’s opportunities and lifestyle during holidays or business trips have decided to make Malta their permanent home. Why not consider doing the same?

For more information contact Merle Whale on or WhatsApp on +27 82 574 4661.