South Africans seeking the perfect retirement option need to look no further than Malta, an idyllic Mediterranean island offering so much more than just island living. Malta offers a multitude of options, giving South Africans and exceptional choice. With a rich cultural history, affordable cost of living and world-class medical care, it’s not just the Mediterranean climate that attracts you to this alluring retirement haven.

Merle Whale, a South African living in Malta, says that due to the increased number of young South Africans emigrating, we are seeing an increased interest for retirees who are looking for a solution to be closer to their children, where they can easily have visits that do not involve exorbitant travel costs. Malta has it all. Not only does it offer a secure retirement option, but the combination of the climate, economic conditions, property market and lifestyle makes Malta a viable choice for South Africans approaching retirement. Retirement by investment in Malta is an affordable option to live in Europe and obtain a Schengen visa making travel easier.

  • Mediterranean climate. One of the key attractions is the Malta climate. The archipelago enjoys warm, dry summers and mild winters. With more the seemingly endless number of hours of sunshine annually, retirees can bask in a perpetual summer-like ambience. The pleasant weather promotes an active, outdoor lifestyle, ideal to foster a healthy and vibrant experience.
  • Rich culture and heritage. Malta’s culture is a blend of diverse influences from its ancient history. Its’ location in the Mediterranean has attracted various civilisations through the centuries, leaving behind a wealth of historical and architectural treasures. Here retirees can immerse themselves in a captivating heritage and explore ancient temples, medieval cities and baroque palaces. There is a vibrant art scene, bustling festivals and traditions that are a constant source of enjoyment in Malta. Those aged 60+ with a Malta identity can apply for a Heritage Malta’s Senior Passport which entitles an elder and two accompanying youths free access to most of Heritage Malta’s sites and museums.
  • Cost of living. With affordability top of mind for the discerning retiree, Malta stands out offering a cost of living that is lower than many European countries. Housing, utilities and groceries are reasonably priced, allowing retirees to comfortably stretch their savings and pension funds. Malta’s favourable tax incentives further enhance the financial benefits for South Africans. One main taxation benefit is zero inheritance tax, only 5% stamp duty on immovable property. Malta Resident card holders are entitled to free public transport. Owning property in Malta does not incur any local council rates & taxes.
  • Malta suits South Africans perfectly when it comes to language. English is an official language and the majority of the population speaks English. The growing population of South African expats promotes a home-away-from-home so to speak for South Africans living in Malta.
  • Malta’s robust healthcare system provides quality healthcare. Modern hospitals, trained medical professionals and specialists cater for the needs of retirees and all consumers on the island. Costs to visit a GP can be as little as €15. A full check up at the dentist including an x-ray and fillings is around €60.
  • Malta is renowned for its safety, ranking among the safest countries in the world, ensuring a secure and peaceful retirement environment. A common sight is people spending mornings and evenings walking and meeting up on the pavements, beaches and park areas.

Ms Whale says that for South Africans seeking an ideal retirement destination, Malta has a unique and irresistible appeal.  It is also accessible via multiple commercial airlines who compete in routes to Malta making the options vast. Taking into account the Mediterranean climate, cost of living, cultural heritage, English as an official language, a quality healthcare system, security and a vibrant lifestyle, Malta should be on the top of the list of retirement options for South Africans.

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