“I can’t change the direction of the wind, but I can adjust my sails to always reach my destination.” – Jimmy Dean.

From my desk, I have a unique view of sailing and commercial vessels, tour boats and those of the ultra-rich as well as aircraft activities, shopping, eateries, students and everyday people. On my daily walks with my elderly Labrador – inevitably we will get into in-depth conversations with the old, young, local, international, business owners, cleaners, families and travelers. It’s no surprise therefore to meet—in a day—people from northern European, Britain, America, India, China, the Middle East, Russia, Australia and on one day also South African family all the way from Warmbaths.

There is no doubt that the residency programme, increased business presence and a healthy economy is driving the unprecedented growth in the property market.

For Residency or Property, let me show you the ropes.

Why is there such a diversity of people living in Malta?

World disruption has many of us grappling with the uncertainties of the future and looked for personal and economic security. They are attracted to Malta by its secure environment, wonderful lifestyle, healthy economy, political stability and the added advantage of its convenient geographical location, which allows for easy daily travel connections. Medical and Education facilities are world class, and there are no council taxes.

Welcome News: Malta has received positive feedback from ratings agencies as noted in the Times of Malta, 31 October 2016, by Joseph Cuschieri.

• Standard & Poor has raised Malta’s credit rating for the first time in 20 years, from ‘BBB+’ to ‘A-’ status, with a stable outlook.
• August, Fitch confirmed Malta’s ‘A’ rating upgraded its forecast from stable to positive.
• A month later, Moody’s confirmed Malta’s ‘A3’
• Ratings were underpinned among other factors, by a resilient economy, healthy economic growth and a steady downward trajectory in government debt level.

Rated among the top of the most powerful passports in the EU/Schengen. Residency or citizenship by investment provides ease of movement and the ability to work and live in other countries.

Retirement Rating – Awarded 2nd place in the Top 10 Places to Retire (2016 Live and Invest Overseas Annual Index).

Hot Priorities at Malta Seminars
Safety, Taxation and finding a Plan B!

Ironically as South Africa celebrated Human Rights day, many are fleeing for their lives, finding ways to protect their investments, and looking for a safer future for themselves and their families.

Only today one of the highlighted articles on Moneyweb by Magnus Heysteck ‘Why foreigners are fleeing our market. Should you do the same?’ Particular to note is the speculation on the Forex allowances being cut.

Malta is the choice of many South Africans looking for a solution. As a South African, who’s personally been through this and helped many others, I know the ropes; from getting everything prepared in SA to getting you settled in Malta: One Stop Smart Solution.

Right now I am working with people wanting to invest, apply for residency or just ‘get a plek’ in case. Anyone can own property in Malta whether for residency or an investment.

I can help you every step of the way.

For a summarised ‘how to checklist’ email merlewhale@gmail.com subject ‘maltalifestyle list’ and I’ll get it to you.

Interestingly, Top on the list of ‘Malta did you know’ –

• Favourable taxation rates, no inheritance, gift, or wealth taxes as well as no council tax in Malta.
• Malta is an independent country, member of the EU and Schengen agreement and most of the people speak English.
• Malta is one of the safest countries in Europe and not a destination of choice for refugees due to it’s Detention on Arrival policy

When you plan your ‘look see’ visit to Malta, I’ll arrange for you to make the most of your time here.  We can work together on focusing on your priorities and guiding you in the right direction. There is no charge for my services and there won’t be anything added to any bills

Let’s Talk – Merle Whale
WhatsApp +35699624485
Facebook @maltalifestyle
Skype merlewhale66
email merlewhale@gmail.com
Founder maltalifestyle.com

Riding the wave of Trump, Brexit, EU elections, the Zupta shenanigans, economic downgrades or currency uncertainties – requires SMART Solutions for freedom of mobility, financial diversification and a secure environment.

Malta is fast becoming the location of choice for many savvy investors, or for those simply wanting a safe haven to call home, alternative passports, residency or Plan B. Having personally researched the alternatives including Mauritius, Cyprus, Spain, Portugal and UK I can give you my personal opinion on why we chose Malta.

As a South African living in Malta I can show you the ropes with investigating the options, understanding Malta, the places, the prices, the people, the process, the procedures from leaving South Africa to putting your ‘roots’ down in Malta.. I’ve done it myself!
Merle Whale
Founder Maltalifestyle.com

When you plan to visit Malta I’ll arrange your itinerary and set up meetings with renowned real estate, legal & financial advisors – have a consultant show you around the island and if you’d like, also show you some of the properties according to your interests.
At no charge. No obligation. Let’s make plans now.  

Smart Solutions for a SMART Future

Life in Malta
Malta is an idyllic island surrounded by the azure Mediterraneanand accessible by 35 commercial airlines, ferries and liners. It has fabulous weather, is safe, easy to get around, and is home to friendly, English-speaking locals.The country boasts a robust economy, state-of-the-art medical facilities,  and a world-class education system. Shopping includes global brands, local and imported products.

Citizenship or Residency
Citizenship by investment. EU residency and Schengen visa.  Arguably one of the best product offerings for citizenship in Europe. It’s not the cheapest, but there are no hidden costs, the country is economically stable and a Gateway to Europe.

Investment Property
Anyone can own property in this vigorous sector that is outperforming many of Malta’s European counterparts. There is a high demand for quality buy-to-let properties with lucrative returns for capital and earnings, favorable taxation, no council taxes and low running costs. The buying process is simple and easy, and documentation is in English. There is a wide variety of investment opportunities in other areas including: financial services, aviation, boating, igaming and many more.

Retirement
Malta has much to offer retirees including: favorable taxation, no death duties, no tax on world-wide earnings, low living costs, comfortable weather and state-of-the-art medical facilities. With strong family values everyone feels at home in beautiful Malta.